Clear answers to common questions about title insurance, escrow, closing costs, and the Florida real estate closing process.
Clear answers to common questions about opening a file, title searches, title insurance, escrow, and closing services.
It depends on your role. Listing agents need the MLS listing sheet and seller information. Buyers' agents need the purchase contract and buyer identification. Lenders need loan details and property information. If you're buying or selling independently, we'll ask for the property address and proof of identity. You can upload documents securely through our portal.
Most title searches are completed within 24-48 hours of file submission. Complex transactions or those involving title defects may take longer. We'll keep you updated on the status of your file throughout the process.
A title search examines public records to confirm ownership and identify any liens, claims, or other issues affecting the property. Title insurance protects you and your lender against potential future claims on the property. In Florida, a title search is essential before any transaction closes.
Title insurance costs vary based on the property's sale price or loan amount. We provide a detailed quote once we've reviewed your file. Our rates are competitive and compliant with Florida regulations. We're happy to explain what's included in your quote.
Yes. We use industry-standard SSL encryption to protect all documents and personal information you submit through our portal. Your data is stored securely and accessible only to authorized team members working on your transaction.
Yes. Once your file is open, you can log into your online account to view the status of your title search, any issues found, and upcoming next steps. You'll also receive email updates at key milestones.
Yes. We handle both purchase refinances and cash-out refinances. The process is similar to a purchase transaction-we'll conduct a title search, confirm ownership, and handle closing and escrow services.
Absolutely. Cash sales move quickly since there's no lender involved, but title insurance and escrow services are just as important. We'll guide you through the process step by step.
If we find title issues, we'll contact you immediately to explain what was found and discuss solutions. Common issues include old liens, unpaid taxes, or ownership disputes. Most issues can be resolved before closing, and we'll work with all parties to clear the title.
Closing costs include title insurance, title search fees, escrow fees, and recording fees. The total varies depending on the transaction type and property price. We'll provide an itemized estimate upfront so there are no surprises.
Yes. We communicate directly with lenders to ensure all requirements are met and nothing delays your closing. We'll send the lender any documentation they need and keep them informed of the title status.
You'll sign all closing documents in front of a notary public. We'll explain each document, answer questions, and collect any remaining funds needed to close. Once everything is signed, we record the deed and fund the transaction.
We accept wire transfers, cashier's checks, and certified checks. For your security, we require wire instructions be confirmed by phone before funds are sent. We'll provide detailed wiring instructions and a final settlement statement before your closing appointment.
Whether acquiring, selling, or investing, Premier Title Solutions delivers the expertise and service required for a successful closing.
